As a homeowner, obtaining a good home insurance policy that protects your home and family is one of the essential costs related to purchasing a home. But if you own a condo there may some additional considerations in selecting a home insurance policy that is right for you.
There are several unique coverages required as the actual property ownership of condos includes both private and shared property and condo insurance must cover both. Our HAL team will work with you to discuss the various coverages available to Condo Unit owners including your contents and unit improvements and betterments.
At HAL, you do not stand alone. Should you ever experience a situation that may result in an insurance claim, HAL will be at your side, assisting you with the claim process. As a HAL client, you benefit from our wide network of claim professionals in Canada from coast to coast and internationally. In the unfortunate event of a claim, we will help you get back on track as efficiently and hassle-free as possible.
Sewer Backup coverage is a must for all home, condo and cottage properties. Even if you have a septic system losses have occurred when the septic service has pumped sewage back into the home instead of out!
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